Please watch this particularly entertaining clip on Youtube.
You will hear Peter Schiff (Ron Paul's chief economic advisor) explain in specific terms exactly what happened to the market this year... and why... and he did so in 2006 and 2007. Pay particular attention to the buy recommendations given by the other so called experts. They are telling you how cheap Merril Lynch is at 58 bucks a share.
Everyone that listened flushed that money down the toilet.
Who's laughing now bitches?